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October 27 2016 | 16:29
Well said Bruce. Governments and national banks don't know how to get out of this financial mess. The slightest hint of interest rate increases sends the markets into panic mode. National debits are so high that increased rates would have severe impacts on national budgets. In terms of the average person, some may be aware, but most are certainly not prepared. Many have big mortgages with low interest rates and have maxed out their spending with little or no room for savings or mortgage payment increases. People just don't want to think about it, in part because they simply do not know what to do. Many small companies are in the same situation with debit. Perhaps in a future column, you could share your thoughts as to how families and companies might prepare for the "inevitable".

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